Synchrony bank is one of the most popular banks in the US. There over a 100 Synchrony bank credit card in circulation hence the popularity.
The Synchrony bank credit card is most known for cash-back opportunities. Synchrony bank also offers co-branded cards with Cathay Pacific, the Banana Republic and a host of store-branded cards.
Let’s take a look at the many cards offered by Synchrony bank and discuss some of the best and most popular cards they provide.
Most Popular Synchrony Bank Credit Cards
There are many other cards, but below are some of the most popular cards.
American Eagle Outfitters Visa
This Synchrony Bank credit card is offered in partnership between American Eagle Outfitters a retail clothing store.
The AEO Connected Visa Credit Card earns 15 points for $1 spent at American Eagle or Aerie stores and purchases 5 points for a $1 in other shops.
2,5000 points result in a $10 reward coupon for future purchases.
Synchrony Bank Credit Card Cardholders are also entitled to free standard shipping, a 20% off birthday coupon, a personal shopping day coupon, special cardholder events, and more.
Banana Republic Visa
The synchrony bank and banana republic card can earn and redeem rewards for purchases at Gaps brand store. Get to earns 5X Reward Points per dollar and1X Reward points per dollar. For every 500 Reward Points, you will earn $5 to be used toward purchases at any of the Gap brands.
New Cardholders will receive 20% off their first purchase at one of the Gap brands.
Chevron and Texaco Visa Cards
The Chevron and Texaco Visa cards offered by Synchrony Bank. Earn 3 and 10 cents per gallon in fuel credits for purchase in Chevron Texaco and other merchants respectively. Furthermore, a discount of 20 cents per gallon for spending up to $1,000 at other merchants in a given month.
However, all fuel credits can only be redeemed at Chevron or Texaco gas stations.
Discount Tire Store Synchrony Bank Credit Card
The Discount Tire/America’s Tire synchrony bank credit card offers zero interest promo on the initial purchase within 6 months, 9 months, or 12 months period.
The Zero interest promo depends on the customers’ monthly purchase. For 6 months spend between and $999.99, 9 months spend between $1,000 and $1,499.99 and $1,500 for 12 months.
Lowe’s Store Cards
Get a 5% discount on purchases at Lowe’s. Image courtesy of Lowe’s. The synchrony credit card provides a 5% discount on all purchases from Lowe’s.
Make a purchase of $299 and receive a 6-month special financing promotion.
Lowe’s supports two synchrony bank credit card at 5% discount.
Rooms To Go, Synchrony Bank Credit Card
The Rooms To Go and synchrony credit card provides interest-free financing promotional offers of up to 60 months.
Similar to the synchrony credit card Ashley Furniture HomeStore, the Rooms To Go credit card cannot be used anywhere else.
other Synchrony bank credit cards include Old Navy, Marvel MasterCard, Walmart Credit Card and more
Synchrony Bank Credit Card Approval
Like other credit cards to give yourself the best chance of approval for Synchrony 7credit card, ensure your credit score is maintained. To do so, pay off credit card bill and never carry a balance.
Make sure you are not within 60% of your credit limit usage at the time of statement closing. Failure to do this indicates that you are a consumer who only needs the bulk limit.
Paying off your statement on a monthly basis or at least reducing your credit limit to below 60% is another way to ensure quick approval.
Also, keep your oldest credit card open since the length of your opened accounts is an important part of building a foundation for your credit score.